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Improve the way your body moves so you can continue to do the things you love. Here are 5 questions to consider when choosing the best physiotherapy clinic:
Treatments are covered by most insurance plans and can direct bill your insurance company when available.
If you are visiting a physiotherapist for an injury or condition that is not work-related or motor vehicle accident-related, you may have the option to pay by MSP Premium Assistance.
According to the BC Ministry of Health, over 1.2 million British Columbians receive MSP premium assistance of between 20 and 100 percent of their premiums. Over 800,000 pay no premiums at all, with 37 percent of BC seniors receiving some kind of premium assistance in 20121.
For MSP beneficiaries receiving premium assistance, MSP will contribute $23 per visit for a combined annual limit of 10 visits each calendar year towards physiotherapy, chiropractic, massage therapy, naturopathy, acupuncture, and non-surgical podiatry.
The clinic you attend will be able to check your Care Card and confirm in advance whether you qualify as an MSP beneficiary. A user fee may be charged to the patient and is the responsibility of the patient. Fees are determined by the clinic.
If you have been injured in a motor vehicle accident (MVA) in British Columbia, you are entitled to accident benefits coverage under the Motor Vehicles Act, regardless of whether you were at fault. The amount of coverage that you receive will depend on the type of injury that you have sustained.
If you have been in a car accident you should contact your insurance company to let them know. Then book an appointment immediately with a physiotherapist to get an early assessment.
The good news is that you don’t have to seek approval of the insurer to get an assessment. The physiotherapy clinic will bill the automobile insurer directly so you can focus on recovering and not on administrative hassles.
Treatment length is usually 10 – 12 weeks for car accident injuries. There is a large variance and you may only require a couple of visits or you may require years of treatment depending on the extent of your injuries. Under Section B Accident Benefits your insurance company is required to cover all reasonable expenses incurred within 2 years from the date of the accident for necessary physiotherapy and other medical services that are essential for rehabilitation.
You are eligible for 25 pre-approved sessions of physiotherapy, 12 active rehab, and 12 kinesiology services if your injury was within 12 weeks of your first assessment and if you were driving a personal vehicle.
Injured at work? Then you may be eligible to have your entire treatment covered by WSBC.
If you have injured yourself at work you and your employee need to fill out a WSBC claim. You can then go for an assessment at an approved WSBC physiotherapy clinic. The initial physiotherapy examination and first treatment will be paid for by WSBC.
Further physiotherapy treatment is only approved once the claim is accepted. If approved, the WSBC may authorize physiotherapy treatment for up to six weeks. That means you won’t be required to pay anything out of your own pocket and your treatment will be free.
Physiotherapy is normally included in employer or purchased health benefit plans. Coverage varies from plan to plan and can range from $500 to unlimited so you need to look into the details of your health coverage. Some insurers require a referral from a doctor to access your physiotherapy coverage.
Most clinics offer direct billing so they will manage the administration of reimbursement for you so you can focus your efforts on your treatment instead of managing paperwork.
Direct billing is the physiotherapy clinic taking on the tedious task of submitting your claim to your insurance company for you!
Take advantage of the clinics that provide this service for you. It is a huge time saver for you and you won’t have to submit claims after every visit. The insurance company pays the physiotherapy clinic directly for your treatment. Depending on your health care coverage only part of your treatment may be covered so you will need to pay for the portion that the insurance doesn’t cover.
Direct billing is available through all major providers under Telus Health Portal, Blue Cross, and Greenshield. Medavie Blue Cross is also available for RCMP officers.
If none of the above funded options are available to you then you will have to pay out of your own pocket.
Prices will vary depending on the type of assessment, injury and time that is required. Physiotherapists that have taken additional education and require certification for specialized skills will charge more per visit.
Assessments: $105 to $180
Treatments $75 – $140
You will always be told the cost of the services when you book your first appointment and then the therapist will give you a detailed treatment plan including expectations and costs after your initial assessment.
Your treatments are covered by most insurance plans. And most clinics in Victoria direct bill your insurance company when available.
Fairfield is a popular residential enclave in Victoria, with a mix of low-rise flats and single-family houses on well-kept, tree-lined streets. It is known for its natural beauty and historic homes. The walkability and sense of community of the Fairfield neighbourhood gets top marks from us as well as its proximity to Downtown and the waterfront. Residents enjoy the most green space, city parks, playgrounds, and major landmarks in the city.
James Bay is a high density neighbourhood of Victoria, British Columbia, Canada. It is a lively and diverse community. The James Bay waterfront is bustling with business and recreational activity. Many of Victoria’s major attractions are located in the area, hence tourism plays an important part in the economy. What most people love about James Bay is its close proximity to downtown, and the fabulous pedestrian walkways along the side of the Inner Harbour make this a great neighbourhood for those who prefer to get around on foot.
Fernwood is a neighbourhood near downtown Victoria, British Columbia, Canada. The beauty of Fernwood Square has been caught in films and is a great community event spot. The village also hosts great theater productions specifically at the Belfry Theatre and Theatre Inconnu in the Paul Phillips Hall. They attract Victorians to the village and its small stores, services, and quaint cafés throughout the year.
Hillside-Quadra is extremely diverse; it is multicultural and multi-generational. The neighbourhood is able to maintain a nice mature vibe complete with tree-lined streets, grassy boulevards and a diversity of housing styles and sizes. Quadra Village is the heart and soul of this community, with a unique mix of retail, restaurants, and service businesses.
Oakland is an expansive and mainly residential neighbourhood. It is a popular neighbourhood with young families because of its parks, schools and proximity to downtown Victoria. Oaklands Community Centre is at the heart of the neighbourhood, providing a wide range of family and fitness programming. What most people love about Oakland is the walkability of this neighbourhood is excellent as is the community spirit.
Victoria West is commonly known as Vic West, and is an historic neighbourhood across the water from the city of Victoria. It is a diverse neighborhood set on a peninsula surrounded by water, connected to Victoria’s downtown core by two city bridges and the Selkirk Trestle, a long, static walking/cycling bridge that connects to the Galloping Goose Trail and crosses the picturesque Gorge Waterway.
Jubilee is a small neighbourhood, primarily residential, located along the Oak Bay and Saanich border. It is home to many health agencies and institutions, including Royal Jubilee Hospital. Many streets act as vital transportation routes, connecting Jubilee citizens to various parts of the city.
Gonzales is small neighbourhood bordered by the water and Oak Bay. It is residential neighourhood filled with with tree-lined streets and ancient mansions. Gonzales has three small oceanfront parks as well as a large green space with a playground in the heart of Harling Point. Gonzales Beach is a hidden gem in the neighborhood, as one of Victoria’s few sandy beaches.
Rockland is a historic neighbourhood in Victoria, located on an escarpment overlooking Juan de Fuca Strait and the Olympic Mountains. It has a grand, elegant character and was founded as, and remains as one of the tonier neighbourhoods in the city. It is a paradise filled with historical attractions, large trees and lots with mature landscapes that many of the homes enjoy make this neighbourhood ideal for families that want a little extra space, curb appeal and privacy.
These are the other upcoming neighborhoods in Victoria: Burnside-Gorge, Rock Bay, Downtown, Chinatown, Cook Street Village, Humboldt Valley, Harris Green, Blanshard, Quadra Village, Mayfair, North Jubilee, South Jubilee, North Park, Saanich, Blenkinsop, Cadboro Bay, Queenswood, Ten Mile Point, Carey, Glanford, Marigold, Cordova Bay, Gordon Head, Arbutus, Mt. Douglas, North Quadra, Quadra, Cedar Hill, Lake Hill, Maplewood, Royal Oak, Broadmead-Sunnymead, Rural Saanich, Beaver Lake, Elk Lake, Interurban, Prospect Lake, Strawberry Vale, West Burnside, Saanich Core, Shelbourne, Mt. Tolmie, Tillicum, The Gorge, Uplands, Willows Beach, Windsor Park, Estevan, Esquimalt, Craigflower, Colville Road, Gorge Vale, Parklands, Rockheights, Saxe Point, Songhees, West Bay, Work Point (DND), Shoreline, Colwood, Belmont Park, Colwood Corners, Hatley Park, Mill Hill, Royal Roads, Triangle Mountain, Langford, Bear Mountain, Florence Lake, Millstream, Thetis Heights, Glen Lake, Goldstream Meadows, Luxton, Ravenwood, Westhills, Highlands, Durrance Lake, Thetis Lake, Willis Point, Metchosin, Happy Valley, Matheson Lake, Rocky Point, William Head, Central Saanich, Brentwood Bay, Island View, Saanichton, North Saanich, Cloake Hill, Dean Park, Deep Cove, Lands End, Patricia Bay (“Pat Bay”), Swartz Bay, Ardmore, Sidney, Sooke, Broom Hill, East Sooke, Otter Point, Kemp Lake, Sunriver, Saseenos, Whiffin Spit.
This appointment is your opportunity to tell us what hurts and discover whether physiotherapy or chiropractic care is a good fit for you! During this session, you will talk with a physiotherapist or chiropractor on a phone all (or online) and create the right care plan specifically for your pain. There is no obligation. This session is to find out whether physiotherapy or chiropractic care can help you get back to doing the things you love in life.
There are a few different ways to get your best physiotherapy treatments covered in Victoria, BC.
Were you injured at work?
Then you may be eligible to have your entire treatment covered by WSBC. If you have injured yourself at work you and your employee need to fill out a WSBC claim. You can then go for an assessment at an approved WSBC physiotherapy clinic. The initial physiotherapy examination and first treatment will be paid for by WSBC.
Further physiotherapy treatment is only approved once the claim is accepted. If approved, the WSBC may authorize physiotherapy treatment for up to six weeks. That means you won’t be required to pay anything out of your own pocket and your treatment will be free.
Are you covered under British Columbia Health Services?
There is limited coverage from British Columbia Health Services for physiotherapy. An assessment at a clinic that provides provincial funding is required to determine if you are eligible. To find provincial-funded physiotherapy services, visit British Columbia’s Service website and search for “physiotherapy.”
If you are requesting physiotherapy for an injury or condition that is not work-related or motor vehicle accident-related, you may have the option to pay MSP (Medical Services Plan) Premium Assistance.
For MSP beneficiaries receiving premium assistance, MSP will contribute $23 per visit for a combined annual limit of 10 visits each calendar year towards physiotherapy, chiropractic, massage therapy, naturopathy, and acupuncture.
Questions about eligibility, extra charges or reimbursement for insured services should be directed to the Health Insurance BC website.
Are you covered under Employer Insurance Benefits?
Physiotherapy is normally included in employer or purchased health benefit plans. Coverage varies from plan to plan and can range from $500 to unlimited so you need to look into the details of your health coverage. Some insurers require a referral from a doctor to access your physiotherapy coverage. Most clinics offer direct billing so they will manage the administration of reimbursement for you so you can focus your efforts on your treatment instead of managing paperwork.
Yes!
If you can’t make it into a clinic, the best way to replicate the physical therapy you get at a clinic in your home is to let your physiotherapist treat you virtually. Your physical therapist can assess how you move, look at your work set up, look how you have set up your home exercise station and watch you do them. They can then give you specific tweaks and suggestions to make sure you can continue toward achieving your goals. Virtual treatment means you do not have to put off physiotherapy any longer.
There are a large variety of injuries involving many different joints and muscles that physiotherapists typically treat in Victoria, BC.
Here are some of the most common ones that physiotherapists see on a regular basis:
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